Why Your House’s Location May Make It Hard to Get Homeowners Insurance

Homeowners insurance companies decide whether to issue policies and set their rates based on risk. Many factors, including a house’s location, can influence its risk profile. In some cases, a home’s location makes it difficult to get homeowners insurance. If you find yourself in that situation, you may be able to find another way to get coverage. How Location Can Affect Risk Some parts of the...


Should You Take out a Jumbo Loan?

People who need to borrow money to buy a new home typically take out a conventional mortgage. If you want to purchase an expensive property, a conventional mortgage may not be able to provide the amount of money you need. In that case, you may want to consider a jumbo mortgage. What is a Jumbo Loan?Fannie Mae and Freddie Mac limit the amount that a customer may borrow through a conventional mortgage. A...

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